” Throughout America, her colleges, her universities and her teachers are in danger.”

GREETINGS,

THE NEWS MARKETS ARE NOW TALKING ABOUT THE BURSTING OF THE STUDENT DEBT BUBBLE. WE KNOW THAT IF THE GRADUATES OF AMERICA CAN’T FEND FOR THEMSELVES,HOW CAN THEY EXPECT THE NATION OF AMERICA TO PROSPER? WE ALL KNOW THAT EDUCATION IS THE LOAD BEARING PILLAR OF ANY SOCIETY.

  WHEN THE LOAD BEARING PILLAR OF THE SOCIETY CONTINUES TO TAKE A BEATING AND IS BEING CONSTANTLY BURDENED WITH MORE AND MORE WEIGHT TO CARRY & HOLD WITHOUT LET-UP OR RELIEF, WE CAN LOOK TO THIS PILLAR WHICH HOLDS UP THE ENTIRE STRUCTURE ,TO SOON COLLAPSE AND CRUMBLE UNDER THE GREAT PRESSURE PUT UPON IT BY THE WEIGHT . PRESSURE WITH BURST PIPE.

  MUHAMMAD HAD IT RIGHT… ” Throughout America, her colleges, her universities and her teachers are in danger.”–pg.93(The Fall Of America)

 HE TELLS US THE CORRECT VIEW TO THE SITUATION AND WARNS…” The plague of Allah (God) against the educational system of America is something that the philosophers and scientists should look into, as the destruction of America’s education is the destruction of their wisdom to educate the people.

 There are many who look on the destruction without taking a second thought of the destruction without taking a second thought of the destruction of America’s education. Education is a guide for the people to keep and maintain a civilized life. It is education that civilizes us. Now to see the citizens of America rebelling against the American educational system is something that the wise of the wise should take thought of.

 The American people actually have come to the point where they hate their own educational system. This means that they are now hating and destroying their civilization because it is education that civilizes people.

The American people no longer want their education and they are destroying the very houses that house their text books of education. They are rebelling against their teachers and then they set their houses on fire – schools, colleges and universities. This means in words, as I have said above, that they are destroying their own civilization.”–pg.92(The Fall Of America)

Moody’s Warns Student Loans May Be The Next Financial Bubble To Burst

Student Debt Sucks

SOURCE: HUFFINGTONPOST

WASHINGTON — Record borrowing by college students who are graduating without jobs may lead to the next financial crisis, according to a recent report by Moody’s Analytics.

“The long-run outlook for student lending and borrowers remains worrisome,” concluded the report, which came out in July.

“Unlike other segments of the consumer credit economy, student loans have not demonstrated much improvement in performance despite some improvement in the broader economy. … [T]here is increasing concern that many students may be getting their loans for the wrong reasons, or that borrowers — and lenders — have unrealistic expectations of borrowers’ future earnings.”

 

 

The Moody’s report points to the fact that student loan volume growth, unlike other lending, has accelerated during the recession. This is due in part to people seeking more education and retraining as well as some students opting to remain in college longer to avoid poor job prospects.

The report indicated that in addition to college enrollment tripling over the past four decades, “demand [for student loans] is driven by the cost of education, which has grown at an extraordinary rate over the past three decades.” Based on Consumer Price Index data, the cost of tuition and fees has more than doubled since 2000, and has outpaced inflation across all goods, health care, housing and energy.

Student lending has also increased due to state governments making cuts to their public education institutions, causing colleges to raise tuition. Further, college endowments have recovered slowly throughout the economic downtown, forcing schools to increase tuition and limiting the amount of in-house money for scholarship use.

The student loan debt load now outpaces credit card debt, and according to Mark Kantrowitz, who publishes the financial aid websites Fastweb.com and Finaid.org, the average 2011 college graduate carries $27,200 in student debt.

“Fears of a bubble in educational spending are not without merit,” the Moody’s report said.

Using consumer credit data from Equifax, Moody’s noted the original borrowing amounts taken out by students have risen significantly over the past two years.

For-profit schools, which have much lower graduation rates than traditional colleges, have also grown rapidly….MORE HERE

 

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